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Smart money · Built for India
₹

Your money,finally understood.

Stop wondering where your money went. Spendwisee shows you — and Medha AI helps you do something about it.

Medha AI
Smart budgeting
Investment tracking
Voice input
Track
Every rupee,
accounted for.

18 categories. UPI, card, cash — Spendwisee catches them all. Import your bank statement in one tap.

April 2026 · Recent
🍳
Swiggy
Food · 28 Apr
₹320
🚗
Fuel
Transport · 27 Apr
₹500
🎭
Netflix
Entertainment · 27 Apr
₹499
🛒
BigBasket
Groceries · 26 Apr
₹1,200
☕
Chai & Breakfast
Food · 26 Apr
₹85
📈
Zerodha SIP
Investment · 25 Apr
₹2,000
💊
Apollo Pharmacy
Health · 24 Apr
₹450
🍳
Swiggy
Food · 28 Apr
₹320
🚗
Fuel
Transport · 27 Apr
₹500
🎭
Netflix
Entertainment · 27 Apr
₹499
🛒
BigBasket
Groceries · 26 Apr
₹1,200
☕
Chai & Breakfast
Food · 26 Apr
₹85
📈
Zerodha SIP
Investment · 25 Apr
₹2,000
💊
Apollo Pharmacy
Health · 24 Apr
₹450
Total spent
₹4,349
76% budget remaining
Medha AI
Ask anything,
in plain language.

Just talk. Hindi, Telugu, Tamil, English — all supported. No forms, no tapping.

🤖
“Am I spending too much on food?”
You’ve spent ₹1,649 on food — 38% of total spend. That’s ₹351 under your goal. Swiggy is your biggest expense at ₹640. You’re on track 🎯
Budget & Grow
Know before
you overspend.

Set a budget, track savings, grow investments. Medha alerts you before you cross the line.

Monthly savings
₹15,651
Goal reached ✓
MonTueWedThuFriSatToday
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📤 Export Data
Download your expense data for
Add Investment
What type of investment?
Add Expense
🔁 Make this recurring?
Auto-adds on selected date every period
Income
This month
-
🎯 Savings Goal
Set how much you want to save this month
What are you saving for?
Timeframe
Amount or Percentage
₹
💎 How Net Worth is Calculated
Your net worth combines what you've invested and what you've saved this month. Debts are tracked separately in the Debt Tracker.
📈 Investments (current value) —
＋
🐷 Savings left over —
=
💎 Net Worth —
Note: Savings left over = Budget − Spent (current month only). Investments use current value if set, otherwise purchase amount.
⭐ How Health Score is Calculated
Your score is based on how well you're tracking your budget pace and whether you're on course to hit your savings goal.
Spending Pace — 60%
Compares your actual spend vs expected spend at this point in the month
100
Spending ≤70% of expected pace — excellent control
88
≤90% of pace — well under control
72
≤100% of pace — on track
52
≤115% of pace — slightly over
12
>130% of pace — significantly overspending
Savings Goal Projection — 40%
Projects your end-of-month savings against your goal
100
On track to fully meet savings goal
80
Projected to save 75%+ of goal
35
Projected to save 25%+ of goal
12
Projected savings below 25% of goal
Final Score = (Pace × 0.6) + (Savings × 0.4) · Grades: A ≥80 · B ≥65 · C ≥45 · D <45
💰 Add Income
💰 Income —
TOTAL THIS MONTH
—
VS BUDGET
—
📅 Select Month
2025
Q1
Q2
Q3
Q4
📅 Select Month
2026
Q1
Q2
Q3
Q4
📅 Select Month
2025
⚙️ Settings
🔔 Notifications
💰
Budget Alerts
Notify when 80% & 100% of budget used
📅
Daily Reminder
Remind to log expenses daily
🔒 Security & Privacy
🔒
Security & Privacy
Now in Menu → Settings
👤 Profile
👤
Profile Picture
Optional
Display Name
—
Email
—
💬 Send Feedback
What type of feedback?
🐛
Report a Bug
Something isn't working correctly
✨
Feature Request
Suggest something new
💡
General Feedback
Share your thoughts or ideas
Your message
Your email (optional, for follow-up)
🔁 Scheduled Payments
Add Scheduled Payment
What type of payment?
🎯 Savings Goals
New Savings Goal
What are you saving for?
Add Funds
🗂️
Set category spending limits?
Your spendable budget is —.
You can allocate how much to spend per category — like Food, Transport, Dining — so your Spend Health Score tracks each one. Or skip and we'll track your overall budget automatically.
🗂️ Category Limits

Set how much you plan to spend per category. Leave blank for no limit. Total allocated shown below.

❓ Help & Support
📲 Install App on Your Device
1
Open in Chrome
Open spendwisee.com in Google Chrome on your Android phone.
2
Tap the install icon (⊕)
Look for the install icon in the address bar on the right, or tap the menu (⋮) → "Add to Home screen".
3
Tap "Install" to confirm
A dialog appears — tap "Install". Spendwisee will appear on your home screen.
4
Done! 🎉
Open from your home screen. It works like a native app — no browser bar!
💡 For notifications on Android, open Settings → Apps → Spendwisee → Notifications → Allow.
1
Open in Safari
Open spendwisee.com in Safari. Must be Safari — Chrome on iPhone doesn't support install.
2
Tap the Share button (□↑)
Tap the Share icon at the bottom of Safari (square with arrow pointing up).
3
Tap "Add to Home Screen"
Scroll down the share sheet and tap "Add to Home Screen".
4
Tap "Add" to confirm
Optionally rename it, then tap "Add". Spendwisee appears on your home screen!
⚠️ Notifications on iPhone: Settings → Spendwisee → Notifications → Allow.
1
Open in Chrome or Edge
Open spendwisee.com in Google Chrome or Microsoft Edge.
2
Click the install icon (⊕)
Look for the ⊕ icon in the address bar on the right side of Chrome/Edge.
3
Click "Install"
Click Install in the dialog. Spendwisee opens in its own window like a desktop app.
💡 Mac + Safari: File menu → "Add to Dock" to pin Spendwisee.
💬 Frequently Asked Questions
How do I add an expense? ›
Tap the ＋ button on the home screen. Fill in the amount, category, and note, then tap Save.
How do I set a budget? ›
Go to Settings (⚙️) → scroll to Budget & Goals → enter your monthly budget and savings goal.
Why isn't the install icon showing on Android? ›
Make sure you're using Chrome (not Samsung Browser or Firefox). Visit the site, wait 30 seconds, and the install icon (⊕) should appear in the address bar.
Will my data be lost if I clear the app? ›
No — all your data is stored securely in Firebase cloud. Reinstalling or clearing cache won't affect your expenses or settings.
How do I enable notifications? ›
Android: Settings → Apps → Spendwisee → Notifications → Allow.
iPhone: Settings → Spendwisee → Notifications → Allow Notifications.
Then go to ⚙️ Settings in the app and toggle on Budget Alerts or Daily Reminder.
How do I track investments? ›
Tap 💹 Invest in the bottom nav. Tap ＋ to add an investment — enter the type, name, amount invested, and current value. The portfolio card shows your total value and returns.
Can I use Spendwisee offline? ›
Yes! Once installed as a PWA, Spendwisee loads offline. However, adding or syncing expenses requires an internet connection.
🔑 Change Password
🌟 What's New
🔐 Confirm Identity
For your security, please enter your current password before changing it.
Activity
Expenses · Income · Investments · Budget
💳 Debt Tracker
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Import Bank Statement
Supports HDFC, SBI, ICICI, Axis, Kotak & most Indian banks
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Import Statement
🏦
Import your bank statement
Supports PDF, Excel, and CSV
Works with HDFC, SBI, ICICI, Axis, Kotak & more